W2 vs 1099 Calculator for Consulting Workers
For Management Consultants, HR Consultants, IT Consultants, Strategy Consultants — 2026
Consulting Contractor Context
Common consulting roles that go 1099: Management Consultants, HR Consultants, IT Consultants, Strategy Consultants. Use the calculator to see whether W2 or 1099 pays more in your state.
W2 vs 1099 Take-Home Calculator
All 50 states · Federal + State + SE Tax · 2026 tax brackets
Income & Location
W2 Benefits (Annual Value)
Should Consulting Workers Be W2 or 1099?
Many consulting professionals work both as W2 employees and 1099 contractors at different stages of their careers. The right choice depends on your income level, expenses, state taxes, and need for benefits. Our calculator shows you the exact take-home difference for your situation.
Consulting contractors usually need to charge noticeably more than an equivalent W2 salary to break even after self-employment taxes and the cost of benefits. Use the calculator above to find your own break-even rate.