Georgia W2 vs 1099 Calculator
Free Take-Home Pay Comparison — 2026
Georgia Tax Fact:
Georgia is transitioning to a flat tax rate, currently at 5.49% and dropping.
Georgia reduced its flat rate to 5.49% starting 2024.
W2 vs 1099 Take-Home Calculator
All 50 states · Federal + State + SE Tax · 2026 tax brackets
Income & Location
W2 Benefits (Annual Value)
W2 vs 1099 in Georgia: What You Need to Know
Georgia applies a state income tax rate of up to 5.49% in addition to federal taxes. Georgia reduced its flat rate to 5.49% starting 2024.
For W2 employees in Georgia, both federal and state income taxes are withheld automatically from your paycheck, along with your 7.65% share of FICA taxes. Your employer pays the other 7.65%.
As a 1099 contractor in Georgia, you pay both the employee and employer portions of FICA (15.3% total) plus 5.49% state income tax and federal income tax. However, you can deduct half of your SE tax and up to 20% of qualified business income (QBI deduction).
The break-even point — where 1099 pay equals W2 take-home — is typically 20-30% above equivalent W2 pay in Georgia when accounting for taxes and benefits.