New York City W2 vs 1099 Calculator
Free Take-Home Pay Comparison — 2026
New York City (NY) Tax Summary
New York contractors in NYC face combined state + city rates of nearly 15%, among the highest in the US.
W2 vs 1099 Take-Home Calculator
All 50 states · Federal + State + SE Tax · 2026 tax brackets
Income & Location
W2 Benefits (Annual Value)
W2 vs 1099 in New York City
New York City has a robust contractor market across technology, healthcare, finance, and creative industries. With NY's 10.9% income tax, New York City contractors should account for both federal and state taxes when setting their rates.
Full NY W2 vs 1099 guide →