South Carolina W2 vs 1099 Calculator
Free Take-Home Pay Comparison — 2026
South Carolina Tax Fact:
South Carolina is reducing its top rate and will reach 6% by 2027.
South Carolina is reducing its top rate toward 6% by 2027.
W2 vs 1099 Take-Home Calculator
All 50 states · Federal + State + SE Tax · 2026 tax brackets
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W2 vs 1099 in South Carolina: What You Need to Know
South Carolina applies a state income tax rate of up to 6.4% in addition to federal taxes. South Carolina is reducing its top rate toward 6% by 2027.
For W2 employees in South Carolina, both federal and state income taxes are withheld automatically from your paycheck, along with your 7.65% share of FICA taxes. Your employer pays the other 7.65%.
As a 1099 contractor in South Carolina, you pay both the employee and employer portions of FICA (15.3% total) plus 6.4% state income tax and federal income tax. However, you can deduct half of your SE tax and up to 20% of qualified business income (QBI deduction).
The break-even point — where 1099 pay equals W2 take-home — is typically 20-30% above equivalent W2 pay in South Carolina when accounting for taxes and benefits.